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The most common type of home equity loan is the term loan. This loan is set for a fixed amount of time Robert Horry Jersey , anywhere from five to fifteen years. Such loans are typically granted for up to 80% of the value of the home, but some lenders will lend up to 125% of the home's value.

Is this type of loan right for you? The term loan works best for those who need to borrow a fixed amount of money for a specific purpose ? paying for a wedding, a home remodeling project, a fixed educational expense, or debt consolidation. This would give the borrower a fixed repayment schedule, where he or she would pay a set amount of money each month for a specific period of time.

An increasingly popular alternative to the home equity loan is a line of credit. This type of loan works like a credit card Clyde Drexler Jersey , and has a revolving line of credit, in which the borrower may borrow against the principal more than once over the life of the loan. The borrower is usually given special checks that he or she may use to write checks against the loan amount. The borrower may borrow a little at a time, or borrow all of the loan amount at once. Unlike the term loan, the interest rate on lines of credit tends to be variable. This type of loan works best for recurring expenses ? a complicated remodeling project accomplished in several stages, or a recurring educational expense such as annual tuition.

Each type of loan has its advantages and disadvantages; you simply need to decide if you want a fixed interest rate and fixed payments, or more flexibility in terms of when and how you pay. Your needs will determine which type of loan is best for you.

Either way Charles Barkley Jersey , under current Federal law, the interest on a second mortgage is deductible from your income taxes up to $100,000.

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There simply is no doubt about it: dental implants offer edentulous (not having a single original adult tooth left) and near-edentulous patients the most comprehensive, sophisticated and long-lasting tooth replacement solution modern dentistry is capable of. Having said this Steve Francis Jersey , there has been one obstacle that has stood in the way of thousands of patients receiving new, non-removable teeth. And that has been a concern over the cost of dental implants. Thankfully, the innovation of the All-on-4 dental implant technique has enabled qualified and experienced implant dentist, Dr. Wayne Brueggen, to offer edentulous and near-edentulous patients a comprehensive tooth replacement solution at much lower costs. In fact, patients are looking at saving an average of $25 Tracy McGrady Jersey ,000 and, for more complex cases, as much as $45,000 on the cost of dental implants thanks to the ingenuity of the All-on-4 protocol!


How the All-on-4 Saves on the Cost of Dental Implants


So, how do the All-on-4 costs undercut the traditional cost of dental implants? In this two-part article series, we shall be looking at the various benefits and advantages of the All-on-4 protocol as a means for total oral rehabilitation and how this breakthrough procedure enables Dr. Wayne Brueggen to offer patients new Clint Capela Jersey , immediately functional, aesthetic and non-removable teeth at a much lower cost of dental implants. We begin with the number of dental implants traditionally required for older implant techniques鈥?p>

Number of Dental Implants Required:


Traditional Cost of Dental Implants: Traditional implant procedures frequently require as many as six, eight and ten dental implants to be placed per jaw in order to provide patients with a new set of upper or lower teeth. If a patient required a full set of teeth, they were looking at having as many as 20 implants placed! When you consider that the cost of dental implants is approximately $3,000 to $4,000 per tooth Trevor Ariza Jersey , complete oral rehabilitation using traditional methods can become prohibitively expensive!


The All-on-4 Costs: The All-on-4 only requires the implant dentist to place four dental implants in order to provide patients with a new set of upper or lower teeth. This equates to a total of eight implants for complete oral rehabilitation of both the upper and lower dental arch. So, with the All-on-4 protocol only requiring four implants per jaw, patients can benefit from immense savings on the cost of dental implants and oral rehabilitation.


Number of Surgeries Required


The second way the All-on-4 saves patients on the cost of dental implants feeds directly on from the former point:


Traditional Cost of Dental Implants: With traditional surgical protocol necessitating the placement of as many as 20 implants, patients requiring oral rehabilitation of both the upper and lower jaws had to undergo multiple surgeries. Quite simply, there is no safe and predictable way the implant dentist can insert such a large number of dental implants without totally compromising patient comfort and the success of the procedure. As such, oral rehabilitation would frequently take place over the course of a year Eric Gordon Rockets Jersey , or a year-and-a-half with multiple surgeries. This of course adds up to the already intimidating cost of dental implants.


The All-on-4 Costs: The All-on-4 protocol is designed to be completed - from the surgical placement of the dental implants to the affixing of the fully customized prosthetic dental bridge 鈥?in a single location, in a single day, with a single surgery. This not only saves patients months and even years of surgeries and recovery periods, but also the incredible associated expenses, both direct and indirect. All-on-4 costs save patients money, time Chris Paul Rockets Jersey , comfort and convenience.


Cost of Dental Implants: Stay Tuned鈥?p>

For more information on how the All-on-4 cost dramatically undercuts the traditional cost of dental implants, stay tuned for the final installment of this two-p.